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Welcome to the next adventure in my life. Read on about my journey beyond engineering.







Monday, April 25, 2011

the cost of healthcare

boy, the pc isn't kidding when they say that the cost of the medical tests for application are not insignificant!

though i don't have the official forms to fill out yet, i know what they look like.  so when i had to have a physical for my health plan, i also had them order most of the other tests i needed.  they were mostly blood and urine tests, so no big deal.  unless i end up having to pay for them...

out of about 15 sets of required tests and immunizations, 8 are taken care of with blood/urine/cytology samples.  those 8 alone cost $1,431!!  NOT counting the office visit or blood lab draw.  just for the analysis.  holy crap!  if the insurance company somehow catches on that these were not all required as part of a normal physical, i could be hurtin'. 

and frankly, who would believe that checking for titers (evidence of past inoculations) for hepatitis, polio, rubella and mumps is part of a normal physical? 

none of this counts the mammogram, which was some ridiculous amount of money in itself (though clearly part of a physical and thus completely covered), hearing, vision, TB, or several boosters.  and if i was 50, there would have also needed to be an EKG.  oh, plus there's extensive dental paperwork, x-rays and detailed examinations for which i don't have nearly as good coverage.  nor does it count the followup testing and paperwork that i know will be required for a few items.

i hope i don't have to pay.  there are an awful lot of expenses that come with my decision to quit ford and join the pc, and i am aware of and planning for them.  joining the pc, in fact, could turn out to be the most expensive thing i've ever done in my life, truthfully.  but $1,400 for blood tests was not one of them.

makes me wonder what expenses are out there that i'm not anticipating.

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